Value For Life! "Insider Tips for Happiness, Wellness & The Home..." November/December 2009 FREE HD TV* “BUYER” Special from Team Scattergood – Time is running out! FREE HD TV* when you buy ANY property with Team Scattergood! *FREE HD Wide-Screen TV included with the purchase of ANY property with Team Scattergood and a successful closing from 7/1/09 to 12/31/09. The bigger the house the bigger the TV! *Offer Details at TeamScattergood.com 6 Classic Holiday Movies I have to admit that I still love the classic Christmas movies. I can't wait for the major networks to start airing them around Thanksgiving. Here are five of my all-time favorites...
#1 A Charlie Brown Christmas Hands down ... it's the best Charlie Brown movie.
#2 Rudolph The Red-Nosed Reindeer Aww, I felt sorry for the island of misfit toys.
#3 Frosty The Snowman I love the theme song!
#4 Miracle on 34th St You gotta love a classic movie with a happy ending.
#6 Christmas Vacation The Griswold family's plans for a big family Christmas predictably turn into a big disaster. Team Scattergood… TOP 12 Agents for September 2009 We are happy to announce that out of 350 agents at Prudential Verani Realty, Team Scattergood were the top 12 agents for the month of July. Checkout our Current Listing Lineup 203 Harantis Lake Road – Owl Pond Farm – Chester 34 Collettes Grove Road – Beach Rights – Derry 408 Collettes Grove Road – Beach Rights – Derry 15 Morningside Dr - 3 Bedroom Custom Cape – Derry 14 Westwood Dr - 4 Bedroom Custom Split with 4 bay heated garage – Hampstead 51 Mill Rd - 5 Bedroom Colonial – Derry Benjamin Chase Mill Unit 106 - 2 Bedroom Townhouse Condo – Derry Benjamin Chase Mill Unit 113 - 2 Bedroom Riverfront Condo – Derry Benjamin Chase Mill Unit 301 - 2 Bedroom Riverfront Condo – Derry Benjamin Chase Mill Unit 302 - 2 Bedroom Riverfront Condo – Derry Benjamin Chase Mill Unit 304 - 2 Bedroom Riverfront Condo – Derry Little Mill Woods - 2 Bedroom 55+ Condo – Sandown Little Mill Woods - 2 Bedroom Sterns Condo – Sandown Covey Run - New 2 Bedroom Condos – Derry Rentals Benjamin Chase Mill Unit 206 - 2 Bedroom Riverfront Condo – Derry Benjamin Chase Mill Unit 301 - 2 Bedroom Riverfront Condo – Derry Benjamin Chase Mill Unit 302 - 2 Bedroom Riverfront Condo – Derry
Extra Mortgage Payments Can Pay Off Making extra payments will cut down on the length of your mortgage and the amount of interest you pay over the life of the loan. The specifics depend on the size of your loan and your interest rate. For example, making one extra payment on a 15-year, $300,000 mortgage with a 5% interest rate breaks down to about $200 extra per month. If you pay $2,572 each month instead of the required $2,372, for example, you can cut the number of payments down from 180 to 161 (from 15 years to 13.4) and the total interest paid from $127,029 to $111,653. The higher the interest rate, the more you'll save by making extra payments. But before you rush to make the extra payments, think about how else you could use the money. Interest rates are so low now -- especially since you've just refinanced to a 15-year mortgage -- that there may be better places to put the cash. Paying down high-interest credit-card debt, for example, should be one of your first priorities -- the interest rate is probably a lot higher than what you're paying on your mortgage. Also make sure you have enough money in an emergency fund so you can avoid getting into debt if you have unexpected expenses. And be sure to contribute at least enough money to your 401(k) to receive your employer's match because that's a 100% return that you won't beat anywhere else. Team Scattergood 12 Page Selling Guide Every Realtor would love for you to "list your house" with them, but not every Realtor is up to the task or have the funds to properly marketing your property. Very few have the marketing expertise like Team Scattergood, the owners of Derry/Londonderry's largest ad agency. With thousands of dollars of equity on the line, your decision is much too important to just choose a friend, a neighbor, or the convenient local brokerage. You need your property to be where today's buyers are looking. And today 87% (almost 9 out of 10) buyers start their home search on the Internet. To sell your home in today’s tough market, you need... TOP AGENTS that use the BEST MARKETING to get the HIGHEST PRICE in the FASTEST TIME.... It’s that simple! Call Team Scattergood now at 537-5334 for a FREE Home Market Analysis. Please download our FREE 12 Page Guide at www.TeamScattergood.com Referrals are important to us… We build our business in part with referrals from friends, family and neighbors. You have the power to make the home buying or selling experience go smoothly, just forward this email to anyone you know thinking of making a move. Thank You in advance!
Fun things to do with your dog: Agility - in, out, over and through this sport is all about working as a team Animal Assisted Animal Assisted Therapy - the warm head of a friendly pet can soothe a lonely heart Bikejoring - some dogs love to run. Adding the responsibility of teamwork adds to the fun. Carting - channel the desire to pull into harness work that lets the dog feel useful and skilled Coursing and racing - root instinct drives the joy of running with purpose in coursing and racing Day trips and vacations - the dogs need not be left behind, bring them along for even more fun Disc Dog or Flying Disc - if there was ever meaning to jump for joy this is itDock Jumping or Dock Diving - dogs who excel in this sport are love to show they can do it further and better Dog Camps - Activity Sampler - too many choices? take a vacation with your dog and sample a variety Dog Parks and Dog Walks: Socialization and Off-leash Play - a joy for the social dog, think tot lot Dog Scootering - some dogs love to run. Adding the responsibility of teamwork adds to the fun. Earthdog Trials - instinct, drive, and flying dirt - what more could an earthdog want Flyball - excitement, speed, and focus, a sport for dogs driven to do it faster Flygility - racing and teamwork to build confidence and a sense of belonging Herding - it's all about the dog's instinct and desire to control and direct movement for the pack Hiking - sharing our quiet moments, our contemplations is the essence of being a pack Hunt and Field Trials - working as a team is what drives these dogs Kids dogs and kids can be a wonderful pairing with a little learning to keep it safe and fun Mushing - for dogs who love to pull and people who want to let them Musical Freestyle - the ultimate in teamwork is working with rhythm and coordination Obedience - precision, focus and a great activity for perfectionist dogs Performance Art (Tricks) - curiosity and a willingness to try new things makes this fun Pulling - great for dogs who love to pull, and people who want to let them Racing - for the dogs who love not just running but being faster than the next one Rollerblade - a fun way for dogs and humans to share exercise and fresh air 10 Ways To Improve Your Gas Mileage There are several free and easy ways to get a better gas mileage. First of all there are two major enemies of good MPG that you can easily reduce: Weight and Friction. 1. How much unnecessary weight are you carrying around in your car? Reducing dead weight and wind drag (unused roof racks) will lower your fuel consumption 2% per 100 pounds! 2. Do you wash your chassis and wax your car? Built up dirt on the chassis can add more weight than you think, cleaning and vaxing your chassis will guaranteed improve your mileage. Washing and waxing the car regularly can gain 2% to 4% MPG fuel economy.
3. Are you using wide and large sized tires? If you do than you are paying for them at the pump! Large and wide wheels are heavy and create more friction; which can greatly affect your fuel economy. You can improve your mileage 2% to 5% and the performance of your car by changing to normal sized light material wheels. 4. It’s vital to maintain the right air pressure in the tires. Under inflated tires will cause increased fuel consumption. The correct friction between the wheels and road can improve gas mileage by 2% to 3%. 5. Do You tune your car at intervals? Cleaning and changing the filters regularly will improve your fuel economy and make your vehicle run much smoother. A well tuned car can use as much as 4% to 10% less gas. 6. What kind of oil are you using? Friction reducing oil additives can improve your fuel economy an increase mpg by much as 12%! 7. Do you always use air conditioning in your car? Turning off the A/C can save you between 4% to 8% fuel, depending on climate, type of A/C and car. Use your car ventilators at high speed. Open car windows and sunroof creates aerodynamic drag that dramatically increases air resistance. 8. Buy gas during early morning or late evening (coolest time of the day), these are the times gas is densest. The gas stations are charging you in volumes and not densities. Avoid overfilling gas tank. Save 1% to 2%. 9. Tighten your gas cap correctly - More than 140 million gallons of fuel vanish every year in the US only thanks to incorrectly closed gasoline caps. Improve gas mileage 1% to 2%. 10. And finally, How do you drive your car? This is the factor that has biggest effect on the level of fuel consumption and MPG! Try to choose alternative routes to avoid stop & go traffic. Turn off your engine when waiting in traffic. Always drive smoothly and slowly without unnecessary accelerations and breakings, it takes 25% more gas to drive at 70 mph than 55 mph! Possible mileage improvement: 5 to 25%. Thank You! Thank You! Thank You! Thanks to YOU, the word is spreading. Thanks to all of our clients, friends and family who graciously referred us to your friends and neighbors in the past few months. See, rather than pester people with unwanted calls and visits, we build our business based on the positive comments and referrals from people like you. We just couldn’t do it without you!
Top 10 Wines for the Holidays 1. Kendall Jackson Vintner's Reserve Chardonnay 2005 (CA) $10 This Chardonnay is a delicious compilation of fruit and smoke, full-bodied and balanced. Apple, melon and pear dominate the palate and are well supported by a rich, buttery texture. Kendall-Jackson is known for consistent quality, good distribution, and holds a stellar reputation for producing wines that are reasonably priced. 2. Fetzer Valley Oaks German Riesling 2005 (Germany) $9 The Fetzer Valley Oaks German Riesling is an off-dry, low-alcohol Riesling sourced from the Mosel-Saar-Ruwer and the Rheinhessen, two of Germany's prominent grape growing regions. This is an "every man's" white wine, in that it will behave beautifully with an assortment of flavors, spices and white meats. The flavor profile boasts abundant apple, pear and peach combinations with an enticing semi-sweet finish. Fetzer's Valley Oaks offers an authentic German Riesling, that is easy on the palate, easy on the wallet and is versatile enough to be featured at all holiday get togethers whether formal or informal. 3. St. Supery Sauvignon Blanc Napa Valley 2003 (CA) $18 Citrus fruits burst to the forefront with orange, lemon and lime defining the palate. This Sauvignon Blanc also boasts a refreshing spirit with lots of spunk - earth, slate and balanced acidity all move within the wine providing ample elegance, familiarity and vibrancy for a festive holiday gathering. 4. Eola Hills Pinot Gris 2005 (OR) $10 A terrific Pinot Gris for the price and the flavor! This one will catch your attention with the honeyed pears and crisp apple flavor, followed by a refreshing finish. Pair this one with your favorite hors d' oeuvres. 5. McManis Family Vineyard Cabernet Sauvignon 2005 (CA) $10 This is a Cab that will "wow" the most discerning guests, especially if you reveal the price paid/bottle! A deep garnet colored red wine with plenty of blackberry and cherry on the palate. You'll notice dominant tannin definition and even a bit of coffee on the finish. The perfect party wine! 6. Rex Goliath Pinot Noir (CA) $9 Named after a 47 pound Texas rooster from the early 1900s, this Pinot Noir offers an undistracted aroma of ripe berries and a hint of spice. The flavor profile consists largely of strawberries and raspberries, with very subtle tannins and light weight acidity. A pleasant, supple Pinot Noir with enough versatility to go with everything from hors d'oeuvres to the main dish and for just $9 a pop you don't have to risk much to give Rex Goliath a go! 7. Yellow Tail Shiraz (Aus) $7 Can we see "lotsa fruit?" There is a reason that the Yellow Tail brand has done so well in the U.S. and abroad, it comes down to making consistent, quality wines with great distribution and a perfect "party" wine price point. Not to mention that the Yellow Tail Shiraz has good berry fruit-forward flavor, with raspberries rising to the top of the palate and a decent finish. This is a red wine that guests will like whether they are "into" reds or not. 8. Dancing Bull 2003 Zinfandel (CA) $8 This black cherry packed Zin has a spice and warmth that will perk up any table full of holiday dishes, with a special affinity for red meats, boisterous tomato sauces, mushrooms and sausage. Definitely a wine that is made for good times! 9. Beringer's White Zinfandel 2005 (CA) $6 While most oenophiles detest the thought of owning, much less offering a "white zin" at their holiday get togethers, there will no doubt be a fair amount of guests that will drink it with gusto. So, that said, Beringers offers a nice white zinfandel option with good pricing to satisfy the party necessity. 10. Korbel Champagne Brut $10 - Whether your celebrating something specific or just need to have a bottle of bubbly on hand. This is a champagne stand by that is perfect for party goers, the price is right, the taste is good and many guests just elect to have a sip or two anyway. Who do you know who is planning to buy or sell Real Estate? Team Scattergood can help… anyone, anywhere - NATIONWIDE! Check out www.TeamScattergood.com Upcoming Concerts at the Verizon Wireless Arena Star Wars in Concert Thursday, November 12, 2009 7:30 PM Trans-Siberian Orchestra Sunday, November 15, 2009 7:30 PM The Christmas Music of Mannheim Steamroller Monday, December 07, 2009 7:30 PM Boston Pops Holiday Concert Sunday, December 13, 2009 2:30 PM Would you like to know how much your neighbor’s home listed or sold for? Maybe you’re just curious. Or maybe you want to know how much equity you have in your home. Or perhaps you are thinking of selling your own home soon and want to know how much your home has increased in value. Either way, we can help... with no “sales pitches” or runarounds. Just give us a call at 603-537-5334 and we’ll give you all the facts.
Top 10 Holiday Cat Toys and Treats! Everyone needs a little fun during the holidays, and your pet is no exception. Here are some gift ideas – toys and treats – that your cat will love. Based on our years of experience at PetPlace.com, these the are top 10 toys preferred by cats! 1. Cat Teaser on String. Various companies make pretty feathery cat teasers in different colors and styles. Some have a feathery end, some have leather strings, some have long fuzzy things that resemble a tail. They typically come with a long handle with a 3 to 4 ft string on which ends with playful tip consisting of feathers, fuzzy balls or tails. Some of the toys with this design are made to have interchangeable tips. This is a consistent feline favorite! There are available at stores that sell cat supplies. Prices range from $4.99 to $12.99. 2. Laser pointer. This is a perfect toy for cats that love to chase bugs or small objects, a laser pointer is great.You can buy them at most stores, including Walmart, Target, and any office supply store, 3. Small Furry Mice. Small furry mice toys are small and shaped like a mouse and covered with some hair. They are a traditional favorite offering hours of play. Most often they are available as singles or in packs, $0.99 to $ 4.99. 4. Cat Nip Bubbles. Catnip Bubbles are a treat for kittens and cats. They come with a classic bubble-blowing wand and guaranteed not to stain furniture. From Petco.com and other stores, $ 3.49.
5. Kitty Babble Ball™ This is an interactive toy that captivates the attention of your pet! The company's innovative Babble Ball™ makes funny animal noises when touched or breathed on, to create an illusion that the colorful ball is alive. The Kitty Babble Ball symbolizes a mouse, producing squeaky, chirping and "here kitty, kitty" sounds. It's texture is spiny in nature and produces six different sound cycles that are delivered in unlimited and random combinations. The Babble Ball™ comes in various vibrant collars and retails between $ 12.90 and $ 14.95. 6. Panic Mouse. The Panic Mouse is a battery operated toy that swings a string with furry toy at the end offering hours of play! The wand rotates 360 degrees in a random motion mimicking unpredictable mouse-like movements. Available as a Mouse or Garfield designs and new this year is Tweety for $28.95 to 34.95. It may be easy for a playfully aggressive cat to tip over so consider the additional wall mount attachment. 7. Fresh Cat Grass. is always a traditional favorite. Available at most pet stores and Wal-Mart – plant these seeds, water, and watch them grow. Your cat will love it! 8. Water Fountain. Many cats love to drink running water! Give them a Drinkwell® Pet Fountain which filters and aerates a 5 inch fountain of continuously moving water. Having the fountain can increase water consumption in cats which can be especially important with medical conditions involving the kidneys and urinary tract. 9. "Peek a Prize" Toy Box. This toy is a sturdy square wood box with multiple holes in the top and sides. Inside are several toy mice and balls at which cats will work to get their prize. This was created to mentally and physically stimulate cats to minimize obesity and boredom! This is great for keeping your cat busy when you are not at home! 10. Catnip ball. Most cats love catnip and this Cosmic Refillable wood catnip ball is great! Cats love to play with it. Make sure whatever toy you choose this holiday that you play with your cat supervised and make sure he or she is safe. Choose toys that can not be chewed or eaten. Have a great holiday! Thinking of Selling Your Home Soon? Don’t attempt to sell your home without our FREE consumer guide, “44 Marketing Tools That Can Help to Sell Your Home Faster.” Our exclusive report will show you all the advantages of the best marketing tools that can result in a fast, top dollar sale. Just email us, to request this report, and we’ll rush a copy out to you. Top 10 Holiday Cookies Here's a roundup of yummy treats from other parents that you and the kids will love making and munching. 1. Swedish Butter Cookies An old Swedish family recipe that's winning rave reviews from our audience. They're great with or without decoration. 2. Spritz Holiday Cookies Simple but beautiful press cookies that are perfect for sharing with special ones. 3. Christmas Whoopie Pies Kids go crazy over these sandwich cookies with colored marshmallow filling. 4. Snow Top Cookies Crisp, chewy, chocolately, and delicious -- these are great to make with kids. 5. Apricot Rugelach Here's a special treat that takes a little extra effort, but you'll find it's worth it! 6. Snowflakes Classic cookie-press cookies, crispy and fun to make. 7. Candy Cane Cookies Shaped like a candy cane, with red and white stripes, these cookies are perfect at Christmastime. 8. No-Bake Christmas Treats Made with coconut, white chocolate, Rice Krispies, and more, these sweets are a great no-bake, no-mess alternative to more complicated recipes. (And the kids love 'em!) 9. Yule Log Cookies Easy and quick to make, pretty to look at, and nutty and sweet to eat! 10. Sugar Cookies Here's a classic cookie that's perfect for frosting or decorating with colored sugar. |